PHFA now offers homebuyers the chance to get homebuyer guidance and training cost-free through certainly one of its authorized counseling agencies. We highly encourage one to look for the help of a therapist before you signal a product sales contract, especially if you really are a first-time customer. Any debtor with a FICO credit history lower than 680 is needed to finish a training course ahead of shutting on the loan. Continue reading How exactly to Apply? in the event that you meet with the conditions above, contact a PHFA participating loan provider to begin your home loan application.